Gas vs. Electric Tankless Water Heater

Two completely different machines that solve the same problem. A gas tankless can run a four-bathroom home in Minnesota. An electric tankless can fit in a closet in Phoenix and skip the venting bill entirely. The right call depends on your existing utilities, your climate, your hot-water demand, and how complex you want the install to be.

Below: a head-to-head comparison of the Rheem RTG/RTGH (gas) and RTEX (electric) lineups, with the cost math that decides it.

The 30-Second Answer

Choose gas (RTG or RTGH) if you have an existing gas line, need to serve 3+ bathrooms, live in a cold climate, or want the lowest possible operating cost in most US markets. Choose electric (RTEX) if you don't have gas service, have only 1–2 bathrooms in a warm climate, want a simpler install with no venting, or are doing a point-of-use install (single bathroom, ADU, garage). Gas wins on capacity; electric wins on install simplicity and footprint.

Capacity — The Single Biggest Difference

Maximum flow rate at 70°F temperature rise (typical mid-latitude US winter)

RTEX-18Electric · 18 kW
2.2 GPM
Point-of-use
RTEX-24Electric · 24 kW
2.9 GPM
1 Bath
RTEX-27Electric · 27 kW
3.3 GPM
1–2 Bath
RTEX-36Electric · 36 kW
4.4 GPM
2–3 Bath
RTG-70Gas · 160k BTU
3.7 GPM
2 Bath
RTG-84Gas · 180k BTU
4.4 GPM
2–3 Bath
RTG-95Gas · 199k BTU
5.0 GPM
3+ Bath
RTGH-95Condensing · 199k BTU
5.5 GPM
3+ Bath
RTGH-SR11iIKONIC · 199k BTU
6.2 GPM
4+ Bath
Gas (RTG / RTGH)
Electric (RTEX)

The pattern is clear: at any meaningful temperature rise, gas wins decisively on capacity. Even the biggest electric model (RTEX-36, 36kW) tops out around the same flow as a mid-tier gas unit (RTG-84). For cold-climate whole-home use beyond 2 bathrooms, gas is essentially the only realistic option.

Side-by-Side Comparison

The full comparison, head to head.

Gas

RTG / RTGH Series

Natural gas or propane · 140k–199k BTU

Up to 11.0
GPM at 35°F rise
Advantages
  • Highest flow rate — handles 3+ bathrooms easily
  • Works at high temperature rise (cold climates)
  • Lower operating cost in most US markets
  • Mature ecosystem of installers and parts
  • Indoor or outdoor install options
Tradeoffs
  • Requires existing gas line (or expensive to add)
  • Needs venting — metal or PVC depending on type
  • Higher upfront unit cost ($800–$1,700)
  • Annual descaling recommended in hard water
  • More complex install — typically requires plumber + gas tech
Browse Gas Models →
Electric

RTEX Series

240V whole-home · 18kW–36kW

Up to 8.8
GPM at 35°F rise
Advantages
  • No gas line, no venting, no condensate drain
  • Compact wall-mount footprint (about 9" × 14")
  • Lower upfront cost ($420–$825)
  • 99%+ efficiency — almost no standby loss
  • Quieter (no combustion)
  • Easier permitting in many jurisdictions
Tradeoffs
  • Limited capacity — 2 baths max in cold climates
  • Requires significant electrical service upgrade
  • Higher operating cost in high-electric-rate states
  • RTEX-36 needs three 50A breakers — major panel work
  • Performance drops fast as inlet temp drops
Browse Electric Models →

Install Cost — The Hidden Variable

The unit cost is the easy number to look up. The install cost is where homeowners get surprised, and it swings sharply based on what's already in place at your house.

Gas Install Requirements

A gas tankless needs three things: a properly sized gas line (typically 3/4" or 1" depending on run length, often larger than what an old 40-gallon tank used), an exhaust vent (metal Category 3 or PVC depending on type), and a 120V outlet for the controls. If you're replacing an existing gas tank in the same location, costs are minimal. If you're moving the unit or upgrading the gas line, costs climb fast.

Electric Install Requirements

Electric tankless looks deceptively simple — no gas, no vent — but the electrical demand is significant. The RTEX-24 (24kW) needs two 60A breakers and #6 AWG wire. The RTEX-36 (36kW) needs three 50A breakers and 4 AWG wire. For most older homes with 100A or 150A service panels, this means a service upgrade to 200A or higher, which can run $1,500–$3,500 on its own.

Install Scenario Gas (Typical) Electric (Typical)
Unit cost $800 – $1,700 $420 – $825
Like-for-like swap (existing setup adequate) $500 – $900 labor $300 – $600 labor
Vent installation $150 – $800 $0
Gas line upgrade (if needed) $300 – $1,500 N/A
Electrical panel upgrade (if needed) N/A $1,500 – $3,500
Dedicated breakers + heavy wire $50 – $150 $300 – $700
Total install (best case) ~$1,500 – $2,500 ~$1,000 – $1,500
Total install (worst case) ~$3,500 – $5,000 ~$5,000 – $7,000

Notice the spread. Electric is cheaper in the best case (no panel upgrade needed), but more expensive in the worst case (panel upgrade required). Gas is more consistent — it costs more on the low end but is less likely to surprise you on the high end.

Operating Cost — The Long-Term Bill

For a typical American household using about 64 therms / 4,500 kWh worth of hot water annually, here's the rough math at average US energy prices.

Fuel Type Avg US Rate Annual Cost 10-Year Cost
Natural gas (non-condensing 0.81 UEF) $1.50/therm ~$120 ~$1,200
Natural gas (condensing 0.93 UEF) $1.50/therm ~$105 ~$1,050
Propane (condensing) $2.50/gal ~$220 ~$2,200
Electric (national average) $0.16/kWh ~$280 ~$2,800
Electric (low-rate states: ID, WA, LA) $0.10/kWh ~$175 ~$1,750
Electric (high-rate: CA, MA, HI) $0.30+/kWh ~$525+ ~$5,250+

Natural gas is essentially always the cheapest fuel for water heating in the US. The picture flips toward electric only when you're comparing electric to propane in low-electric-rate states. In California or Hawaii — where electricity is expensive and natural gas access varies — running the math for your specific utility rates is critical, not optional.

Estimates are for a typical 4-person household. Your usage will vary. Check your last 12 months of utility bills for your actual consumption.

Which One Is Right for You?

Six common situations with our honest take.

Pick Gas

3+ bathroom home, any climate

Above two bathrooms, electric simply can't keep up with simultaneous demand at any meaningful temperature rise. Gas is the only option that delivers consistent flow during peak morning hours.

Pick Gas

Cold climate (Northern tier US, Canada border)

40°F inlet water temperatures kill electric performance. The RTEX-36 that delivers 4.4 GPM at 70°F rise drops to 3.7 GPM at 80°F rise — not enough for two simultaneous showers. Gas handles cold inlet temps far better.

Pick Gas

Replacing an existing gas tank

You already have the gas line, the venting pathway is in place, and a gas tankless is the most direct upgrade path. Skip the headache of a service panel upgrade — you'll save $1,500+ vs. converting to electric.

RTG-84 for direct swap
Pick Electric

No gas service, 1–2 bathroom home

If running a new gas line costs $2,000+ and you only need to serve a couple of bathrooms in a moderate climate, electric is the simpler call. RTEX-24 or RTEX-27 handles most situations with no venting bills.

Pick Electric

ADU, garage apartment, point-of-use

Single bathroom served by a single unit. Electric mounts in a closet, no venting through exterior wall, no gas plumbing, simpler permit. The RTEX-18 was designed for exactly this.

Pick Electric

Warm climate, all-electric home, modern panel

Phoenix, Las Vegas, Florida — high inlet water temps + modern 200A+ service panels make electric viable for whole-home use without expensive electrical upgrades.

RTEX-36 for whole-home

Need Help Deciding?

The gas vs. electric decision is one of the fewer black-and-white calls in tankless. Tell us what you have (existing fuel, panel size, bathroom count, climate) and we'll point you at the right unit. Call 877-881-2742 — RheemTanklessOnline.com is operated by LCP Supply alongside our flagship plumbing wholesaler PlumbersCrib.com, with every order fulfilled by an authorized Rheem dealer with full manufacturer warranty support.